Long Term Investment – Save for your retirement.
Child’s Education – Achieve your child’s dreams.
Family Protection – Secure your family’s needs.
Emergencies – Cover yourself on emergencies.
Choose from 4 plans that suit your lifestyle.
Set for Life VUL*
Flexible, easy payments, with benefits the way you want them!
All Set VUL*
Pay once and enjoy all the benefits you need!
All Set Higher VUL*
Make your money work for your future
Fight the Big C in easy terms
|Minimum Premium||PHP 18,000 per year!
(Or as low as P1,500 per month)
|PHP 100,000||PHP 1,000,000||as low as P8,000 per year|
|Payment Terms||5 or 10 years||One-time||One-time||5 or 10 years|
|Coverage||Up to 100 years old||Up to 100 years old||Up to 100 years old||15 years from issuance|
*Variable Unit-Linked (VUL)
With add-on benefits you can choose from
(Available only for All Set & Set for Life Plans)
Accidental Death Benefit – Get benefits in case of accidental death. If it occurs on a Philippine Public holiday, get thrice the benefit.
Hospital Cash Benefit – Guaranteed amount for each day that you are confined. If ICU confinement, get twice the benefit.
Critical Illness Benefit – Get one-time payment on any of the 38 defined illnesses (e.g. cancer, stroke, heart attack, renal failure).
Waiver of Premium Benefit3 – You are covered in case of death, permanent disability or if found to have any of the 38 defined illnesses.
Tailored for your needs – Plans are matched with your financial needs – bringing your dreams within reach.
Flexible & Customizable – Choose from a range of add-ons to enhance your life insurance coverage.
Insurance+investment plan – With VUL plans, your money is invested while keeping you covered for life.
Easy on the pocket – Plans are affordable – fits within your budget
FWD Life Insurance Corporation is the insurance business arm of the Pacific Century Group (PCG) that spans the Philippines, Hong Kong & Macau, and Thailand, with a brand presence in Indonesia. FWD aims to become the leading pan-Asian life insurer that changes the way people feel about insurance by delivering innovative insurance products & leveraging on technology to enhance customer experience.
1. Who is FWD?R
Frequently Asked Questions
Who is FWD?
Arriving in the Philippines in early 2014, FWD is the insurance arm of Pacific Century Group, an Asia-based private investment group established in 1993 with interests in property, financial services, telecommunications and other investments in the Asia Pacific region. FWD is the first in nearly a decade to be granted a life insurance license by the Insurance Commission of the Philippines. FWD launched its commercial operations in September 2014.
FWD’s business spans the Philippines, Hong Kong & Macau, and Thailand, with a brand presence in Indonesia, offering life insurance services that enable the continuity of our customer’s lifestyles. FWD’s focus is to leverage technology to enhance customer experience, deliver innovative products, and invest in talent to create a leading pan-Asian life insurer that changes the way people feel about insurance.
What are Variable Unit-Linked (VUL) insurance products?
VUL insurance products are life insurance products with an underlying investment component. Similar to traditional life products, these VUL products provide coverage, benefits, and sum assured in case of defined events, such as death, disability, etc., while at the same time earning the returns of money invested in Unit-Investment Trust Funds (UITFs). Part of the premium paid by the owner of the insurance covers the benefits of the policy contract while the remaining are used to purchase units of participation in the insurer’s selected UITFs.
With FWD customers can choose to place the investment component of their VUL insurance products in 4 different funds.
|FWD Peso Growth Fund||FWD Peso Bond Fund||FWD Peso Stable Fund||FWD Peso High
Dividend Equity Fund
Are there any risks involved in purchasing VUL insurance products?
The policy coverage in itself does not entail any risk on the part of the purchaser of the VUL product. However, because the product has an underlying investment to UITFs, which are highly dependent on the performance of the market, the amounts invested are not guaranteed of returns and are at risk of loss. The VUL insurance products are not deposit products and are not covered by the Philippine Deposit Insurance Corporation.