Top 6 Money Tips For Your 2016 by Team Think Philippines



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“If you always do what you’ve always done, you’ll always get what you’ve always got.”
– Henry Ford

1. Become your own CFO.
You can’t fix what you don’t know, so the first step is becoming completely aware of your finances and where your money is going.

As soon as you start to understand your current situation in detail, you will be able to identify leaks and simple solutions that will help get you on your way.

Nobody cares more about your finances than you do (not even a financial adviser), so it is on you to take control of your financial future and direct it to where you want to go.

2. Go on a diet.
I’m not talking about what you eat. Identify one expense that isn’t helping you achieve your goals, and cut it out for 30 days.

A simple expense to choose is cable television. The average American watches more than five hours of TV every day. That is thousands of dollars and thousands of hours often wasted each year!

Try a TV (or other guilty pleasure) diet for 30 days, and use that time and money on something more beneficial. I’m sure you’ll survive without it just fine.

3. Be selfish.
When you get on an airplane, what do they tell you during the safety instructions? “Put your own mask on first, and then help the person beside you.”

It should be the same way with our time and our finances. Be selfish and take care of yourself first, and then you can have more flexibility to take care of others. The problem is that so many of us put others first and then aren’t able to help ourselves.




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4. Be selfless.
Although you want to be selfish with your time and money at first, you also want to be selfless with your attitude. The wealthiest entrepreneurs I know give, give, give, and focus on helping others. By doing so, more money shows up in return.

Focus on impact and income will result.

5. Improve your credit score.
Credit is boring and I hate to talk about it, but it does make a difference. Think about it: Most of life’s biggest expenses are purchased on credit. It’s important to start to take care of it now because there is going to be a situation in the future where you’ll wish you had.

The way to improve your credit score again starts with awareness. Get your free report each year from and find out if there are any items that are directly hurting your score (which you can get for free at Credit Karma, Credit Sesame, or Address those now and you’ll save yourself many thousands in the future.

6. Define what true wealth means for you.
In the dictionary, wealth is defined as “a large amount of money and possessions.” However, when you ask someone who is truly wealthy, you get a completely different answer.



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About The Editor-In-Chief of Think Philippines!

Edwardo Miguel Guevarra Roldan

  • Managing Partner at Princeton Business Initiative
  • Lead Convenor of Isang Samahan, Isang Pilipinas (ISIP) and Think Philippines!
  • Agency Manager at Fortune CARE Health Maintenance Organization (HMO)
  • Financial Wealth Planner at FWD Life Philippines
  • Financial Investment Advisor at Rampver Strategic Advisors

(+63) 927 646 0088 WhatsApp/Viber/Philippine Mobile Number

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